Transitioning Out of the U.S. Border Patrol

Disclaimer: The information provided on this page is for general educational purposes only and should not be considered legal, financial, or retirement advice. While we strive to keep the content accurate and current, U.S. Customs and Border Protection (CBP) policies and procedures may change over time. Individuals are encouraged to consult with CBP’s Retirement and Benefits Advisory Services Branch (RABAS), the Office of Personnel Management (OPM), or a qualified financial professional before making any retirement-related decisions.
U.S. Border Patrol Assistant Chief Badge with
U.S. Border Patrol Assistant Chief Badge with "Retired" Plate.
Last updated - April 29, 2025
Introduction
Welcome to HonorFirst.com—a trusted educational resource dedicated to the history and legacy of the U.S. Border Patrol. Transitioning out of the agency, whether through retirement or a career change, marks a significant milestone. This page offers organized, practical guidance to help you prepare for that transition with confidence.

For additional insights, consider joining a Discussion Forum to connect with peers who have already transitioned.
Understanding Your Retirement Eligibility
Before making retirement decisions, it is important to understand your eligibility under either the Federal Employees Retirement System (FERS) or the Civil Service Retirement System (CSRS). Eligibility depends on your age, years of service, and employment category.

​For a comprehensive information on retirement, visit OPM’s Retirement Center.
Special Immediate Retirement Eligibility for Border Patrol Agents
As a Border Patrol Agent, you are classified as a Law Enforcement Officer (LEO) under FERS. This classification offers enhanced retirement benefits compared to regular federal employees.

You may qualify for immediate retirement if:
  • You have at least 20 years of LEO service and are at least age 50, or
  • You have 25 years of LEO service at any age.

If you meet these requirements, your annuity is calculated as follows:
  • 1.7% of your high-3 average salary for each of your first 20 years of service, plus
  • 1.0% of your high-3 average salary for each additional year of service beyond 20.

Additionally, Border Patrol Agents who retire under these provisions are eligible for the Special Retirement Supplement, which serves as a bridge between retirement and Social Security eligibility.
U.S. Border Patrol Certificate of Retirement
U.S. Border Patrol Certificate of Retirement
Standard Immediate Retirement Eligibility
You are eligible for immediate retirement if you meet certain age and service requirements. For example, under FERS, you may be eligible for immediate retirement if:
  • You are at least age 62 and have at least 5 years of service, or
  • You are at least age 60 and have at least 20 years of service, or
  • You have reached your Minimum Retirement Age (MRA) and have at least 30 years of service.

Deferred Retirement
If you leave federal service before you meet the age and service requirements for an immediate retirement benefit, you may be eligible for deferred retirement. This means you can receive retirement benefits at a later date.

FERS Disability Retirement
If you are unable to continue working due to a qualifying medical condition, you may be eligible for FERS Disability Retirement.

Key points:
  • Eligibility: Requires at least 18 months of federal civilian service and a medical condition that significantly impairs your ability to perform your job.
  • Application: Involves submitting medical documentation and required forms to OPM.
  • Considerations: You must also apply for Social Security Disability Insurance (SSDI). Disability retirement benefits are calculated differently than regular FERS benefits.

For a streamlined process and to ensure all requirements are met, it's recommended to consult with your HR department or a retirement specialist. Detailed information and application forms can be found on the OPM website.​

Understanding Your Retirement System with FERSGUIDE
The FERSGUIDE, written by Dan Jamison (CPA & retired FBI Special Agent Accountant), is a resource designed to help federal law enforcement officers understand their retirement benefits.
  • The guide is updated annually to reflect changes in FERS policies.
  • It covers special retirement provisions for Law Enforcement Officers, Firefighters, and Air Traffic Controllers.

Visit the official FERSGUIDE website for more information.

Need Personalized Assistance?
For assistance understanding your eligibility, annuity estimates, or retirement options based on your service history, contact the CBP Retirement and Benefits Advisory Services Branch (RABAS):
Preparing for Transition
1. Start Early and Understand the Timeline
Begin preparing for retirement or career transition at least one year in advance. This allows time to gather documents, make decisions, and avoid common delays.

Key milestones to know:
  • Peak retirement season is October through December.
  • Retirement applications must be submitted no earlier than 120 days and no later than 90 days before your planned retirement date.
  • Applications submitted too early will be rejected, and delaying submission may lead to processing delays. Avoid trying to “jump the line.”

For official procedures, use CBP’s Retirement and Benefits App, accessible through the CBP Retirement and Benefits Home Page.

2. Attend a Pre-Retirement Seminar
If available, attend a CBP-hosted pre-retirement counseling seminar. These provide insights into the process and help clarify expectations.

3. Review Your Official Personnel Folder (OPF)
Before retiring, schedule a review of your OPF with the Retirement and Benefits Advisory Services Branch (RABAS). Ensure it includes:
  • Complete federal employment records
  • Pay adjustments
  • Health and life insurance documentation
  • Beneficiary designations

Address any errors or omissions as soon as possible.

4. Verify Eligibility and Request Annuity Estimates
  • Confirm that you meet the age and service requirements for your chosen retirement type.
  • Ask RABAS for an estimate of your annuity.
  • If you’re under FERS, request an estimate of your Special Retirement Supplement as well.

5. Update Beneficiary Forms
  • Access your forms through your Electronic Official Personnel Folder (eOPF) via OPM.
  • If updates are needed, mail the original documents (with two witnesses who are not beneficiaries) to RABAS.
  • Forms must be accurate, legible, and include original signatures.

6. Notify Time and Attendance Staff
Inform your Time and Attendance point of contact about your intended retirement date to ensure your final timecard is properly coded.

7. Understand the Military Buyback Program
If you served in the military, you may be eligible to buy back that service to increase your civilian retirement annuity.

Key facts:
  • FERS deposit = 3% of military base pay
  • CSRS deposit = 7% of base pay
  • You must pay the deposit plus interest
  • Military time doesn’t affect your VA, TRICARE, commissary, or other veteran benefits
  • You cannot receive dual credit (i.e., military retired pay and FERS annuity) for the same service

Example:
An agent with 30 years of federal service and 4 years of military service could increase their annuity calculation from 30 to 34 years if they buy back the time.

Consult RABAS and a financial advisor before committing.

Required Forms:
  • DD-214 (request via milConnect or VA Records)
  • Military Buyback Receipt (must be in your eOPF)
  • Retirement Application
    • CSRS: SF-2801 + W-4
    • FERS: SF-3107 + W-4

8. Address Outstanding Debts
If you owe money to CBP, set up a repayment plan before retiring. Otherwise, your annuity may be reduced to recover the balance.

9. Understand Your Benefits in Retirement

Health & Insurance
  • Confirm eligibility to carry health and life insurance into retirement.
  • Contact your providers for details on supplemental coverage.
  • For SAMBA Employee Benevolent Fund, visit their official site.

Thrift Savings Plan (TSP)
  • Review TSP withdrawal options at TSP.gov.
  • Consider how retirement timing may affect required minimum distributions.

Social Security
  • Apply for benefits at SSA.gov up to 3 months before turning 62.
  • FERS employees may receive a Special Retirement Supplement in the meantime.

10. Ethics Letter (Optional but Advised)
If you’re retiring from a senior or sensitive position, request an Ethics Letter from the Office of Chief Counsel (OCC).

This letter explains any post-employment restrictions, especially if you’re considering:
  • Working with a federal contractor
  • Returning as a consultant
  • Engaging in lobbying or procurement work

11. Plan for Processing Delays
  • Interim annuity payments typically begin 2 months after retirement.
  • Final annuity payments may take up to 6 months.
  • System updates, staffing shortages, or high application volume can cause delays.

Tip: Maintain a reserve fund to cover this period.
Note: Lump-sum leave payouts and TSP withdrawals are not affected by annuity delays.

12. Replacement W-2 from CBP
If you need a copy of a past W-2:
  • Call CBP Payroll Services at (317) 298-1305
  • Email: [email protected]
    Include:
    • Full name
    • Last four digits of SSN
    • Residence address
    • Duty title and grade
    • Date of separation
    • Tax year requested
    • Copy of your ID
    • Reason for the request

​13. Stay Informed and Connected
Track your retirement paperwork status and reach out with questions:
14. Consult Official CBP Resources
For the most current and official information on retirement planning, it's highly recommended to consult the U.S. Customs and Border Protection's official Retirement Planning page. This page contains a wealth of resources and information directly from CBP, which can be invaluable in helping you understand and navigate the retirement process.
Obtaining USBP Basic Academy Transcripts
​If you're looking to obtain your USBP basic academy transcripts or academy-level Spanish class transcripts, the process is straightforward. You have two options:
Via Email (For Current and Former Agents)
  1. Complete the required form and attach a signed picture ID.
  2. Email the completed form and ID to [email protected]. 
bpa_transcript_req_form.pdf
File Size: 330 kb
File Type: pdf
Download File
Via SharePoint (For Current Agents)
If you're still in the CBP computer system, you can use the designated SharePoint site to request your transcripts. This method doesn't require a separate form or photo ID, as it's connected with your USBP computer accounts.
​The turnaround time for both methods.is approximately 4 weeks.

Note: Both methods are equally efficient, but using SharePoint is recommended for its ease of use if you have access.

​Important Note:
All transcript requests are processed directly through CBP. HonorFirst.com does not process or facilitate these requests. For further assistance, contact CBP’s official transcript request team.
Transitioning to a Career with a Federal Contractor
If you’re considering a post-Border Patrol career with a company that fulfills contracts for the federal government, it’s important to understand that the private sector operates differently from federal service. This section offers educational guidance to help you prepare for the transition.

1. Recognize Your Value
As a retiring or transitioning Border Patrol Agent, your experience is a valuable asset. Your knowledge of law enforcement, border security operations, and federal procedures is highly sought after by contractors supporting DHS, CBP, and other federal agencies.

2. Prepare Your Resume and Online Presence
Resumes for contractors differ from federal-style resumes. They’re typically shorter and focus on achievements, results, and relevant skills.
  • Emphasize transferable skills like leadership, risk management, surveillance, interagency collaboration, and crisis response.
  • Avoid long narratives; keep it concise and accomplishment-oriented.

Several companies provide resume writing services specifically for federal contractors. These include:
  • CareerProPlus: A company offering federal and civilian resume writing services, including assistance with Senior Executive Service (SES) applications.
  • Your Next Jump: A career services company that provides resume writing, LinkedIn optimization, and job search coaching for professionals transitioning to the private sector.

Other resume-writing services may also be available. Those seeking assistance should research multiple providers to find the best fit for their needs.

LinkedIn is a critical tool for job seekers in the federal contracting world. Your profile should:
  • Include a professional photo and headline
  • Highlight your relevant experience and skills
  • Use keywords that match the types of roles you’re targeting
  • Engage professionally with posts, comments, and updates
  • Use the “Open to Work” feature if you’re actively job hunting

Tip: Many recruiters for federal contractors search LinkedIn for veterans and former law enforcement personnel.

3. Research Opportunities and Employers
Federal contractors often list open positions on their own websites. Begin by identifying companies that commonly support DHS, CBP, and other federal clients.

Many major defense and technology companies regularly hire for government contract positions. Here are some examples of large contractors with federal contract job opportunities:
You can also research contractors and opportunities through:
Disclaimer: HonorFirst.com does not endorse or have affiliations with any of the companies listed above. These links are provided for informational purposes only.

4. Apply Strategically
When applying:
  • Customize your résumé and cover letter for each role
  • Mirror language from the job announcement
  • Emphasize mission-relevant experience and any prior security clearance
  • Save your documents in professional formats (PDF unless stated otherwise)

5. Understand Interviews and Salary Negotiations
Interviews in the private sector differ from federal interviews — they focus more on fit, team dynamics, and what value you bring to the business.

Salary negotiations are also common. Compensation will vary depending on:
  • Job title
  • Contract type and location
  • Level of security clearance
  • Seniority or subject matter expertise

Federal contractors hire for a variety of roles, including:
  • Consultants/Associates – Typically responsible for research, reporting, and project support. These positions often involve assisting senior team members in delivering contract work.
  • Senior Consultants/Senior Associates – More advanced positions that may involve leading small teams, providing subject matter expertise, or managing client relationships.
  • Managing Consultants/Managing Associates – Leadership roles overseeing contract delivery, strategic decision-making, and federal agency engagement.

​Helpful research tools include:
6. Understand Security Clearance Requirements
A current or recently held security clearance (such as Secret or Top Secret/SCI) may improve your chances of being hired by a federal contractor.
  • Reinstatement eligibility depends on how long your clearance has been inactive and the specific agency’s policies.
  • Some contractors may sponsor a clearance update, but it is often faster and more cost-effective if you already hold an active or recently expired clearance.

For more information about background investigation procedures:
If you are considering returning to federal service, it’s important to understand the factors that could impact eligibility.

7. Understand Ethics Restrictions
If you’re retiring from a leadership, procurement, or sensitive position, you may be subject to post-employment restrictions. These may limit:
  • The agencies or contracts you can work with
  • The time window before you can engage in certain activities
  • Representational or lobbying restrictions

To avoid issues, request an Ethics Letter from CBP’s Office of Chief Counsel (OCC) or consult a legal advisor.

​Final Note
HonorFirst.com is a nonprofit educational resource and does not provide legal advice, employment services, or professional coaching. For personal guidance, please consult a licensed professional, your agency’s ethics office, or an experienced career advisor.
Planning for Mental Well-being in Retirement
Congratulations on reaching this important milestone in your career. Retirement is a major life transition, and being well-prepared can help ensure a smooth and fulfilling next chapter. While financial and professional planning are essential, it’s equally important to consider your mental well-being during this transition.
  • Review and Reflect: Take time to reflect on your career, personal goals, and overall well-being. Transitioning out of federal service can bring a mix of emotions—from excitement to uncertainty. Retirement is not just about financial stability; it’s also about finding purpose, setting goals, and maintaining a balanced mindset.
  • Create a Timeline:​ Organize a structured plan for your transition. Whether your retirement is planned or occurs unexpectedly, having a clear timeline can reduce stress and help you adjust more smoothly.
  • Build a Support Network: Surround yourself with a strong support system that includes colleagues, family, and friends. Consider joining:

If retirement presents unexpected challenges, connecting with a community that understands your experience can be valuable.
Fraternal Order of Retired Border Patrol Officers Patch
Fraternal Order of Retired Border Patrol Officers Patch
Addressing Mental Health Challenges in Retirement
Retirement, especially for those leaving due to medical, career, or personal circumstances, can bring emotional adjustments. It is important to acknowledge the impact of career transition and identity changes on mental well-being.

Find Specialized Support (If Needed)
For those experiencing stress, anxiety, or emotional difficulties, consider seeking professional guidance from licensed specialists who work with retirees and transitioning professionals. Many organizations offer confidential support to help navigate life after law enforcement.
  • Employee Assistance Programs (EAPs) (if available before official separation).
  • Veteran and first responder support groups (e.g., Wounded Warrior Project, Law Enforcement Wellness Initiatives).
  • Community mental health services for general wellness and life coaching.

Note: HonorFirst.com does not provide mental health or counseling services. If you need assistance, seek guidance from a qualified mental health professional or support network.

Recognizing Emotional Shifts & Seeking Positive Outlets
  • Engage with peers who have navigated similar transitions.
  • Be aware of emotional health—retirement is a life shift, and it’s okay to seek help.
  • Stay physically active—exercise can boost mood and reduce stress.
  • Explore new interests—retirement is an opportunity for growth and reinvention.
Stay Active and Engaged
One of the best ways to maintain mental well-being is to stay socially and physically engaged.
  • Lifelong Learning: Consider pursuing a hobby, learning a new language, or taking courses to keep your mind sharp.
  • Balance Leisure & Productivity: Find the right mix of relaxation and meaningful activities for your lifestyle.
  • Volunteer or Mentor: Many law enforcement retirees find fulfillment in mentorship roles, community service, or advocacy efforts.

Seek Professional Guidance If Needed
​If adjusting to retirement feels overwhelming, consider consulting a licensed counselor, career transition specialist, or mental health professional who specializes in life transitions. Professional guidance can help provide clarity, coping strategies, and a renewed sense of direction.
Final Thoughts
Retirement is a new beginning—a chance to redefine your goals, priorities, and lifestyle. By considering your mental well-being alongside financial and professional planning, you can create a fulfilling and meaningful post-career life.

​Reminder: HonorFirst.com is an educational resource. If you require personal assistance, please seek guidance from a qualified professional or support organization that specializes in retirement transition.
Please send comments, questions and submissions to [email protected].

Transitioning Out of the U.S. Border Patrol